Terms of Use & Financial Disclaimer

1. No Financial Advice

• The Service is provided solely for informational and organizational purposes.
• Meteor does NOT provide financial, investment, legal, or tax advice within the meaning of Swiss law or any other jurisdiction.
• All features — including savings pseudo accounts, categories, goals, statistics, or projections — are purely illustrative tools to help users organize personal financial information.

Nothing in the Service constitutes:

• Financial advice
• Investment advice
• A recommendation
• A solicitation or offer to buy or sell financial instruments

You remain fully responsible for all financial decisions you make.

2. No Advisory or Fiduciary Relationship

Use of the Service does not create any:

• Financial advisor–client relationship
• Fiduciary relationship
• Banking relationship
• Legal or tax advisory relationship

You should consult a licensed professional in Switzerland (e.g. financial advisor, tax advisor, accountant) before making financial decisions.

3. Accuracy & User-Provided Data

All data entered into the Service is:

• Provided by the user
• Not verified
• Not monitored for accuracy

Any calculations, summaries, or visualizations are estimates only and may be incorrect or incomplete.

We make no guarantee regarding accuracy, completeness, or reliability.

4. No Guarantees

The Service is provided "as is" and "as available", without warranties of any kind, including but not limited to:

• Financial results
• Savings outcomes
• Error-free operation
• Availability or uptime

Use of the Service does not guarantee improved financial outcomes.

5. Limitation of Liability

To the maximum extent permitted under Swiss law, Meteor, its owners, operators, and developers shall not be liable for any damages, including but not limited to:

• Financial losses
• Missed savings goals
• Incorrect calculations
• User decisions based on the Service
• Data loss, bugs, or downtime

Liability for intent or gross negligence remains reserved as required by Swiss law.

6. User Responsibility

You acknowledge that:

• You use the Service at your own risk
• You are solely responsible for your financial decisions
• The Service does not replace professional advice

7. No Banking or Investment Services

Meteor is not a bank, broker, or financial institution under Swiss law.

The Service:

• Does not hold money
• Does not transfer funds
• Does not execute transactions
• Does not offer investment products

All "savings" features are virtual representations only.

8. Governing Law & Jurisdiction

These Terms are governed by the laws of Switzerland.

Exclusive place of jurisdiction is Zurich, Switzerland, unless mandatory law provides otherwise.

9. Contact

Meteor

hello@meteorsaves.com